| 1998–2002 |
Zayad Women’s University, United Arab Emirates. Development of family economics curriculum for Family and Consumer Sciences College. Dubai, UAE. |
| 1998 |
Citicorp: Credit Card Services. Understanding and communicating with the overextended card member to prevent delinquencies and bankruptcies. Kansas City, Missouri. |
| 1997 |
College of Human Ecology, University of Putra Malaysia. Development of research and teaching program in family financial planning (summer). K. L. Malaysia. |
| 1997 |
Citibank Recovery Unit. A move from debt collector to financial advisor. Kansas City, Kansas. |
| 1996 |
Citibank Credit Department. Understanding predictors of consumer delinquencies and consumer bankruptcies. New York, New York. |
| 1996 |
Department of Resource Management and Consumer Studies. Universiti Pertanian Malaysia. Development of undergraduate financial management curriculum. K. L. Malaysia. |
| 1995 |
Japan Consumer Finance Association. Development of financial counseling centers and training of financial counselors. Tokyo and Osaka, Japan. |
| 1989 |
Consumer and Corporate Affairs Canada, Bankruptcy Branch. Development of proposal for major policy change in bankruptcy procedures. Toronto, Ottawa, Canada. |
| 1989 |
University of Minnesota, Department of Family Services. Evaluation of curriculum to develop a focus on financial counseling. St. Paul, Minnesota. |
| 1983–1986 |
Aid Association for Lutherans. Developing research directions and educational material in personal finance. Appleton, Wisconsin. |
